You've worked hard, invested time and money to build your company - let us help you to make sure you are ready to face and recover from any tragic or catastrophic loss.
Metal works manufacturers have unique insurance exposures due to the nature of the products sold and the manufacturing process.
Are your property and business risks adequately assessed?
What about full replacement of building, contents and equipment?
Or general liability covering all operations?
Business interruption including operating costs and lost profits?
Focus on your business, not your Insurance.
Our brokers know the special needs and risks of your business and will help you assess your needs and deliver customized solutions and unparalleled service:
COSTS OF OPERATING YOUR BUSINESS
Consider the time value element of the loss of income due to either a direct physical loss and/or mechanical breakdown, damage caused by electrical disturbances or utility power failure.
LOSS OF PROFIT
You could suffer serious loss of income if key equipment is shut down for extended periods and production is halted.
With so many of your assets tied up in equipment and materials, you need the peace of mind that comes from knowing those assets are well protected.
This will allow you to replace equipment or other property that’s no longer available with the next closest model.
Whether it’s protection for incidents like advertising misrepresentations, employee benefits liability or product recall, you can choose the coverage you want. You can even add protection in case your business fails to manufacture to your customer’s specifications (subject to eligibility).
FINES OR DAMAGES INCURRED
You may be exposed to fines or damages resulting from your inability (owing to an insured loss) to meet contract requirements
LOSS OF REVENUE
We cover you if one of your suppliers or customers suffer a loss (including utility companies) and it affects your business income
NON-OWNED AUTOMOBILE LIABILITY EXPOSURES
Liability and legal liability coverage for damage to hired automobiles are automatically included.
HARM TO YOUR EMPLOYEES
Due to the nature of metal working, you are exposed to high hazard claims including serious injury to employees. Also, due to the heavy lifting of the iron, metal, or steel, back injuries are very prevalent.
Insurance and Financial Services
186 Sutton Place, Suite 120
Beaconsfield, QC H9W5S3
MON-FRI 9-5 EST